Games insurnace companies play


I have a list of “rants” today, of things that insurance companies do and pull, day in and day out, that irritate me. In no particular order, here are some of them:

  1. Stall cooperating in having the property damage portion of  a personal injury claim resolved.
  2. Sending a settlement check for $500 and a release in the mail to an injured party in an accident, prior to them retaining counsel, without having confirmation that the injured party wants to settle the case.
  3. Demand that the injured party provide a “recorded statement.”
  4. Request 5 years of prior medical records.
  5. Demand that the injured party sign medical and wage authorizations.
  6. Only being able to hit voice mail and not being able to talk to the insurance adjuster.
  7. Make a low ball offer.
  8. Conducting secret surveillance on clients.
  9. Follow up every other day by calling on the low ball offer made.
  10. After settling the case at mediation and writing into the agreement the due date for the check and release, not complying by the due date.
  11. Insisting that the injured party sign a settlement release first, prior to issuance of a settlement check.
  12. After sending the release back (see point 9 above), having to wait weeks on end for the insurance company to send the settlement check and having to repeatedly call to ask what the status is of the check.


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